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Paying for long term residential services

How we consider your financial resources to calculate how much you or someone you look after will contribute towards the cost of care and support and how much we will contribute.

Calculating your contribution

We will contact you or your financial representative as soon as you have been assessed to need care and support in a residential setting. They will then begin the process for your financial assessment.

When conducting a financial assessment, we'll take into consideration your income and capital assets.

Your income includes:

  • the benefits you receive (some benefits are not included when calculating your income)
  • pensions you have
  • any other money you may be receiving.

Your capital assets include:

  • savings
  • money from investments
  • the value of your property

If you are going into residential care and your partner will continue to live in your home, the value of your home is not taken into account when calculating your capital assets. The value of your property will also not be counted in your capital for the first 12 weeks of your stay.

For more information, read:

Going into hospital

Should you need to go into hospital during your permanent residential care, you will still have to pay your assessed contribution as the council will still be paying the fees to the residential care home.